Dental insurance and financial plan options
 In
1960, the average maximum benefit paid by insurance carriers was $1,000
per year. In 1999, the average is still approximately $1,000 per year.
Can this be true? Yes! An ever-increasing number of patients cannot gain
access to needed dental services because the maximums have not even kept
pace with inflation. Is there a solution? Absolutely. A Global Treatment
Plan and Direct Reimbursement.
A Global Treatment Plan is a complete and full treatment plan, customized to your wants and needs, that
may allow you to phase in ideal treatment over a period of time leading to the ultimate goal of ORAL HEALTH.
"Direct Reimbursement" dental benefit is a simple reimbursement system that preserves your right to choose treatment with minimal paperwork and no preliminary authorizations. Employers who select this alternative benefit plan can save money and purchase plans that provide cost-effective services
for employees.
However, even for patients with no insurance, waiting to get care can be
very expensive. Unlike fine wine, dental problems don't get better
with age. As more tooth and bone is destroyed by advancing dental
disease, the complexity, and therefore the cost of treatment may rise as
much as ten-fold. Then, even if insurance is obtained later,
patients that have multiple problems often find that the yearly $1000 or
$2000 from the insurance company doesn't go very far in getting them their
desired treatment in a timely manner.
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